Terms of Service

Terms & Conditions

Effective Date: 08/01/2025
Welcome to muscatinechurch.org (the “Site”). The Site is operated by Muscatine Church of Christ (“[Company Short Name],” “we,” “our,” or “us”). By accessing or using this Site, you agree to be bound by these Terms & Conditions (the “Terms”). If you do not agree, you may not use the Site

Acceptance of Terms

You agree to these Terms when you:

Visit or use the Site;
Create an account;
Purchase or subscribe to any services; or
Click “I Agree” during checkout or registration (clickwrap).

We may update these Terms from time to time. If we make material changes, we will notify you via email or prominent site notice. Continued use of the Site after the effective date constitutes acceptance. For significant changes, we may require renewed acceptance.

Privacy & Data Use

Your use of the Site is also governed by our Privacy Policy. Please review them to understand how we collect, use, and share data.

Accounts & Security

You are responsible for maintaining confidentiality of your account credentials.
You accept responsibility for all activities under your account.
Notify us immediately of unauthorized access.
We reserve the right to suspend or terminate accounts at our discretion.
Accounts may not be transferred or sold to others.

Eligibility

This Site is intended for users 18 and older. We do not knowingly collect information from children under 13. If you are under 18, you may only use the Site with parental or guardian permission.

Subscriptions, Payments, & Cancellations

Services may be offered on a subscription basis (monthly, annual, or otherwise).
Auto-Renewal: Subscriptions renew automatically unless canceled at least 3 business days before renewal date.
Billing: You authorize recurring charges to your payment method on file.
Cancellation: Cancel via your account portal or by contacting [email protected].
Refunds: Refunds are available only for services not yet delivered or as required by law. Certain services may be non-refundable.
Proration: Partial refunds for unused portions of service periods are not guaranteed unless required by law.

Intellectual Property

All content on the Site—including text, graphics, logos, designs, and software—is owned by Muscatine Church of Christ or its licensors. You may not copy, modify, distribute, reverse engineer, or create derivative works except as expressly permitted. All rights are reserved.

User Content & DMCA Policy

If the Site allows comments, uploads, or user-generated content:

You grant Muscatine Church of Christ a non-exclusive, worldwide, royalty-free license to use, reproduce, and display submitted content.
You represent that you have rights to all content you post.
DMCA Safe Harbor: If you believe your copyrighted work has been infringed, notify our Designated Agent at:

[email protected]
(563)263-4750

We comply with the Digital Millennium Copyright Act (DMCA) and may remove content or suspend accounts in response to valid notices.

Acceptable Use

You agree not to:

Use the Site for unlawful purposes;
Scrape, hack, or interfere with Site operations;
Upload malicious code or spam;
Infringe on third-party rights.

We reserve the right to suspend accounts for violations.

Third-Party Links & Services

The Site may contain links to third-party websites. We are not responsible for their content, practices, or terms. Use of third-party services may be subject to their own policies.

International Use

If you access the Site from outside the United States, you are responsible for compliance with local laws. Our services are directed primarily to U.S. residents.

Disclaimers

The Site and services are provided “as is” and “as available” without warranties of any kind, express or implied. We disclaim all warranties to the fullest extent permitted by law, including merchantability, fitness for purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law:

Muscatine Church of Christ shall not be liable for indirect, incidental, special, consequential, or punitive damages.
Our total liability for claims shall not exceed the amount you paid us in the 12 months preceding the claim.

Some jurisdictions do not allow certain limitations, so these may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless Muscatine Church of Christ, its affiliates, and employees from claims, damages, or expenses arising out of your use of the Site, violation of these Terms, or infringement of third-party rights.